PAYBACK Explained: From Everyday Spending to Miles
What PAYBACK is, how points work and how they become Miles & More miles.
What is PAYBACK?
PAYBACK is a free loyalty program. You collect points when you shop with participating partners — in store, online or through the app.
You're not spending more. You're getting something back from purchases you already make.
PAYBACK points and miles
PAYBACK points can be converted into Miles & More miles: 1 PAYBACK point = 1 Miles & More mile.
That's what turns groceries, fuel and everyday shopping into future flights.
PAYBACK vs PAYBACK American Express
The PAYBACK card is a loyalty card — you show it when you pay. The PAYBACK American Express is a payment card that also earns points when you pay with it.
Used together, you can collect on both sides of the same purchase.
Coupons and referrals
Activated coupons in the app can multiply the points you earn at partners. Referral offers can also bring extra points.
Always check the current conditions in the PAYBACK app.
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